First Time Home Buyers - Great Information for You!

100% Loan Programs:

VA Loans

KMG Mortgage Group is grateful to the men and women who have served our nation.  For this reason, we are pleased to provide VA Loans.  Whether you are a former member of the military or are currently active, a VA loan offers a valuable service to you.  You can usually borrow up to 100% of your property's value!  To learn more, CLICK HERE!

USDA Loans

Under utilized and often misunderstood, a USDA loan offers GREAT financing options for middle to low-income individuals and/or families who own or are buying in smaller communities.  You can borrow 100% of your property's value and, if the property requires it, finance repair costs to fix up your home after you close!  To learn more, CLICK HERE!

Near 100% Loan Programs:

FHA Loans

Also beneficial to those buyers with less cash available, an FHA loan is another viable option.  The rates on FHA loans are generally market rates, while down payment requirements are lower than conventional loans.  FHA loans require only 3 1/2% down to purchase - and your down payment can be given to you as a gift.  For those borrowers not located within a USDA loan approved area or do not qualify for an USDA loan, an FHA loan is a great option.  To learn more, CLICK HERE!